Revolutionizing Small Business Employee Benefits

Affordable. Comprehensive. Built to help your team thrive.

If you’re a small business owner or franchise operator, offering competitive benefits has always been a challenge. Traditional group health plans are complex, expensive, and often out of reach—especially when your margins are tight.

That’s where Reef Health comes in.

Reef is redefining what it means to offer employee benefits. Instead of stuffing your team into an outdated insurance model, they’ve built a streamlined solution tailored to small businesses. Think of it like a benefits membership club—just $29/month gets your employees access to meaningful care and lifestyle perks that genuinely improve their lives.

With Reef Health, your team gets:

• Medical and mental health coverage that works in all 50 states

• Access to in-office and virtual care—no deductibles, no hidden fees

• 20,000+ gyms and 4,000+ virtual classes

• Discounts at 400+ retailers

• Personalized onboarding and live human support

And because the system is designed to eliminate middleman costs and complexity, Reef can offer better care at a fraction of the price.

Small businesses across the country are using Reef to not just attract and retain employees—but to actually care for them in a way that’s scalable, predictable, and sustainable.

This isn’t just health insurance. It’s a better way to do business.